Star Credit · Founded by Zivia Hodge
From credit to capital.
Credit repair, funding readiness, business setup and financial education for people who are ready to take their future seriously.
Meet the founder
Hi, I'm Zivia Hodge.
I built Star Credit after learning how powerful credit, financial education, business, and access to funding can be when you actually understand how the system works. Building my company helped position me for a better future. Now I want to use what I've learned to help you create opportunities for yourself.
Star Credit is about more than fixing credit. It's about understanding how credit affects your ability to get approved, build a business, purchase a vehicle, prepare for homeownership, and create more options for your life.
Ready to change your financial future?
The Star Credit mindset
Your life can change when you decide to take yourself seriously.
- IBelieve in yourself.
- IIBe willing to learn.
- IIIBe willing to show up.
- IVBe willing to do the work.
I created Star Credit and this academy for people who want more for themselves, whether that means improving your credit, becoming funding-ready, starting a business, or learning skills that can create additional income.
Real change takes time. This is not an overnight process, and I'm here for the people who are committed to it. If you're ready to take yourself, your credit, your business, and your future seriously, Star Credit is ready to work with you.
Star Credit is for you if…
- You're ready to take your credit, business, and future seriously
- You're willing to learn and follow the process
- You'll show up and do your part, even when it takes time
It may not be the right fit if…
- You're looking for an overnight fix
- You aren't ready to commit to the process
Programs & Services
Choose your next move.
Every program starts with where you are today. Results and timelines vary for each client and are never guaranteed.
Star Credit Academy
Learn it. Build it. Own it.
Education and hands-on guidance for people ready to understand credit, start a business, and build new skills.
Our standards
Real strategy.Real commitment.Real progress.
Star Credit is designed for people who are committed to improving their financial profile. Credit improvement is a process, and individual results and timelines vary based on each person's credit profile, creditor reporting, bureau responses, payment history, balances, and other factors.
What we never promise
- Credit score increases
- Specific deletions
- Loan approvals
- Funding approvals
- Mortgage approvals
- Vehicle approvals
- Specific mentorship income
Star Credit Affiliate Program
Turn your referrals into extra income.
Already sending people to Star Credit? Join our affiliate program. Earn $50 for every qualifying referral.
Commissions apply only to qualifying referrals as defined in the . Affiliates may not make score, approval, or earnings promises on Star Credit's behalf.
Your move
Your next chapter can start today.
You don't have to stay in the same financial position forever. Education, consistency, strategy, and the decision to take your future seriously can create new opportunities.
Are you ready to bet on yourself?